Most businesses have no idea what they're actually paying — or what they should be. Enter your monthly volume and see your estimated overcharge in seconds.
This is a conservative estimate. Most businesses we audit are overcharged by significantly more. A real statement analysis takes 10 minutes and gives you the exact number.
Processing statements are deliberately complex. Dozens of line items, mystery surcharges, and rate structures designed so you stop looking. That's how they profit.
Interchange fees, basis points, assessment fees, monthly minimums — your statement is engineered to overwhelm, not inform.
Many processors quietly raise rates with 30 days notice buried in fine print. Most business owners never notice. The processor counts on it.
Auto-renewals, early termination fees, and equipment leases that cost more than the equipment's worth. It's a system, not an accident.
PCI compliance fees, batch fees, gateway fees, statement fees. Each one small. Together? Hundreds of dollars a month you didn't agree to.
The processing industry has massive margins built in. There's a real cost to accepting cards — and then there's what most processors charge. The gap is your money.
Your most recent processing statement is all we need. One page is enough for us to find what you're paying and where the overcharges are hiding.
Takes 2 minutesWe break down every fee, every line item, and compare your effective rate to what you should actually be paying at your volume. No jargon — clear numbers.
We do the workWe tell you exactly what you're overpaying per month, per year, and what a fair rate looks like. Whether you switch or not, you leave knowing your real number.
100% freeThese are real numbers. The "typical processor" column is what most small businesses are paying. The "fair rate" column is what's actually available.
| Monthly Volume | Typical Processor Rate | Fair Market Rate | Monthly Overcharge |
|---|---|---|---|
| $20,000/mo | 2.9% + $0.30 | ~1.75% effective | ~$230/mo |
| $50,000/mo | 2.75% flat | ~1.65% effective | ~$550/mo |
| $100,000/mo | 2.6% bundled | ~1.5% effective | ~$1,100/mo |
| $250,000/mo | 2.4% + fees | ~1.35% effective | ~$2,625/mo |
Book a free 10-minute statement review. We'll tell you exactly what you're overpaying — and what it would take to fix it.